ScienceFacts in the finance and insurance industry
Financial and insurance companies have to work with complex data on a daily basis in order to assess risks and provide their customers with the best possible advice. Whether it's about pension provision, investment strategies or insurance premiums - the right information at the right time can make a big difference. This is exactly where ScienceFacts comes into play.
These interactive tools can help, Integrate scientifically based calculations directly into websites or customer portals. This provides interested parties and customers with comprehensible, personalized analyses on financial and insurance-related issues.
The result? More transparency, better decisions and increased trust in financial and insurance service providers.
Little helpers for big decisions
What makes the calculation widgets so special?
With theScienceFacts in the Finance&Insurance category, users can perform individual calculations on specific financial and insurance risks.
✅ The ScienceFact for life and pension insurance:
How old can I get? Will my money be enough when I retire?
The life expectancy calculator, which compares factors such as lifestyle, health data and pre-existing conditions, can be used to determine individual life expectancy and possible optimization potential.
Practical benefits:
Insurers and financial service providers can use the calculator to raise awareness of the relevance of (private) pension provision.
✅ The ScienceFact for buying real estate:
What is the value of my property? Should I buy or would it be better to rent?
Real estate is one of the safest investments. Especially in uncertain times. But what is the value of (my) property? And where can I optimize it? ScienceFact examines this on the basis of socio-demographic and property-related factors.
Practical benefits:
ScienceFact, with its underlying scientifically sound evaluation procedures and current market data, can actively support insurers in their advisory services.
✅ The ScienceFact for risk assessment:
How high is my individual Risk of damage claims, for example Occupational disability?
Occupational disability can affect anyone. ScienceFact uses health, social and socio-demographic factors to examine how high the individual risk of each person can be.
Practical benefits:
Insurers can use the calculator to educate and inform. This helps to build trust and place offers in a targeted manner.
✅ The ScienceFact for protection:
How high is my risk that I an accident during sport suffer?
Whether it's a team or individual sport - those who exercise (a lot) also have a higher risk of injury. However, it is possible to calculate how high the individual probability of an accident is.
Practical benefits:
Insurers can raise awareness of possible dangers and risks and at the same time draw attention to their offers.
✅ The ScienceFact for future planning:
Which Profession suits me?
Deciding on the right career path not only has an impact on personal satisfaction, but also on insurance cover. ScienceFact uses socio-demographic and interest-related data to determine an individual orientation.
Practical benefits:
Based on the results obtained, insurers can offer suitable products, e.g. for occupational disability or basic disability insurance.
Discover even more ScienceFacts about insurance and finance in the ScienceHub!
How does a ScienceFact work?
1️⃣ Users enter relevant data (e.g. age, income, health status).
2️⃣ The system calculates the values based on scientific models and current data.
3️⃣ The results are displayed in an easily understandable way and with the help of the Sonny KI explained.
Possible applications in practice
1. personalized risk analyses for insurance companies
Nowadays, customers expect customized offers. Insurers can ScienceFacts to offer individual risk assessments on their website or in their app. For example, a ScienceFact can help to calculate the personal risk of occupational disability - and suggest a suitable tariff.
✔ Advantage: More transparency ensures greater customer satisfaction.
✔ Insight: Insurance decisions are not just based on gut feeling, but on data.
2. better advice for old-age provision
How long will the money I save last? How much should you put aside each month for your pension? You can use a ScienceFact to calculate your individual life expectancy - an excellent starting point for advice on pensions and old-age provision. Simple, understandable and scientifically based.
✔ Advantage: Consultations become more effective because customers are sensitized to the topic in a playful way.
✔ Insight: Those who understand complex interrelationships make more informed decisions.
Why were Finance ScienceFacts developed?
The finance and insurance industry offers a huge range of insurance products, but these often remain difficult for customers to understand. Our ScienceFacts can help with the decision-making process.
What data do Finance ScienceFacts use?
📊 Statistical data: z. e.g. from the Federal Statistical Office
📊 Economic data: z. e.g. from the ECB or Bundesbank
📊 Insurance data: z. e.g. damage statistics and tariff models
📊 Socio-demographic data: Age, income, health factors
Scientific benefit
In addition to direct application for companies, the collected data and models can also be used in science. Through continuous analysis, new algorithms can be developed for better financial and insurance models.
ScienceFacts brings clarity to the world of finance
Finance ScienceFacts provides finance and insurance companies with an innovative tool that Complex data easy to understand makes. Regardless of whether it's about retirement provision, insurance or real estate - interactive and personalized calculations help, make informed and well-founded decisions.
About sonares
sonares with headquarters in Berlin and a worldwide ScienceCommunity was founded in 2013. With the mission of making scientific knowledge accessible through modern technologies, sonares develops interactive tools such as ScienceFacts. These solutions make it possible to prepare complex data in a way that is understandable and usable for a broad audience. The main target groups include website operators, scientists and companies in the field of prevention and health. Through close cooperation with research institutions, professional societies and the use of scientific data, the sonar an important contribution to education and prevention. The company stands for scientific integrity, user-friendliness and the promotion of fact-based decisions to support an informed society.
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